Business Funding That Works For You
SBA loans, term loans, lines of credit, and bad credit options, all in one place. Get the capital your business needs to grow, fast.
Every Type of Business Loan
Whether you have perfect credit or past challenges, we have a funding solution designed for your business.
SBA Loans
Government-backed loans with industry-low rates. Up to $5M for qualified businesses. Best for established companies.
Business Term Loans
Fixed monthly payments. Predictable terms from 1–10 years. Use funds for any business purpose.
Business Line of Credit
Draw funds as needed. Only pay interest on what you use. Perfect for managing cash flow and seasonal needs.
Bad Credit Business Loans
Your credit score doesn't define your business potential. We approve based on your revenue and potential, not just FICO.
Equipment Financing
Finance the equipment your business needs without disrupting cash flow. Up to 100% equipment cost covered.
Merchant Cash Advance
Quick capital against future sales. Repay as a percentage of daily card sales. Get funded in 24 hours.
We See Your Business,
Not Just Your Score
Traditional banks turn away thousands of great businesses every year because of a credit score. We take a different approach: evaluating your business revenue, history, and potential.
Even if you've been denied before, even if you have a bankruptcy in your past, we want to hear your story. Our funding specialists work with businesses across every credit spectrum.
- Minimum 500+ credit score accepted
- Revenue-based approval decisions
- No collateral required for most programs
- Build business credit through our programs
- Previous bankruptcy OK (case by case)
Quick Qualification Check
No hard credit pull. Takes 2 minutes.
Funded in 4 Simple Steps
We've made getting business funding simple, fast, and transparent.
Apply Online
Complete our secure 5-minute application. No hard credit pull at this stage.
Get Reviewed
Our team reviews your application and matches you with the best funding option within 1 hour.
Receive Offer
Get a customized offer with clear terms, rates, and repayment schedule. No surprises.
Funded!
Accept your offer and receive funds directly in your business account in as little as 24 hours.
Free to apply. No commitment. No hard credit pull.
Real Businesses. Real Results.
Thousands of business owners have used Arkadian Capital to fund their growth.
“Arkadian Capital saved my restaurant. I was denied by two banks because of my credit score. Arkadian looked at my actual revenue and funded me in 48 hours. We're now expanding to a second location.”
Michelle T.
Restaurant Owner
“I used the SBA loan program through Arkadian to purchase new equipment for my construction company. The process was transparent and my advisor walked me through every step. Best decision I made.”
Mark D.
Construction Company Owner
“As a boutique owner, cash flow is everything. Arkadian's line of credit lets me stock inventory before the holidays without stress. The application took 5 minutes and I heard back the same day.”
Sofia R.
Boutique Owner
We're Different From Traditional Banks
Lightning-Fast Decisions
Most applicants receive a decision within 1 hour. Funds available in as little as 24 hours.
Transparent Terms
No hidden fees. No prepayment penalties. We explain every term in plain English before you sign.
Credit-Flexible Underwriting
We look at your full business picture, not just a credit score. Revenue and consistency matter most.
Dedicated Funding Specialists
You get a real person guiding you from application to funding and beyond.
Your Business Deserves to Grow
Join thousands of business owners who have trusted Arkadian Capital to fuel their growth. Apply free in 5 minutes.
NMLS #2575829 • Equal Opportunity Lender • All loans subject to credit approval